Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. (FNCR.F) Q3 2025 Earnings Name Transcript

Operator

Good morning, everybody, and welcome to Financiera Independencia’s 2025 Third Quarter Outcomes Convention Name. My identify is Sophia, and I will likely be your operator for as we speak’s name. [Operator Instructions]. FINDEP launched its earnings report yesterday after the market closed. For those who didn’t obtain the report, please contact FINDEP’s IR division instantly, and they’re going to e-mail it to you. As a reminder, this video convention is being recorded.

Becoming a member of us as we speak from Financiera Independencia is Mr. Eduardo Messmacher, Chief Govt Officer; and Mr. Jose Maria Cid, Chief Monetary Officer. I might now like to show the decision over to Mr. Jose Maria Cid. Mr. Cid, you could start.

Jose Maria Cid Michavila
Chief Monetary Officer

Good morning. Thanks for becoming a member of FINDEP’s third Quarter Outcomes 2025 Convention Name. We printed these outcomes yesterday, which can be found on our Buyers Relations web site, findep.mx. I want to remind you that the data shared throughout this convention name could embrace forward-looking statements and as such, are topic to assumptions, uncertainties, dangers and different elements that would trigger precise outcomes to vary materially from these described, together with dangers which may be past the corporate’s management. Now I’ll flip the decision over to Eduardo Messmacher.

Eduardo Bernhart Messmacher Henríquez
CEO, Normal Director & Director

Thanks, Jose Maria. Good morning, everybody. We’re happy to share our third quarter outcomes, which proceed to exhibit the progress throughout our companies. Earnings efficiency as soon as once more highlights the steadiness of our core operations the strategic advantages of our ongoing investments in