Bankinter, S.A. (BKNIY) Q3 2025 Earnings Name Transcript
Bankinter, S.A. (OTCPK:BKNIY) Q3 2025 Earnings Name October 23, 2025 3:00 AM EDT
Firm Members
Laurie Shepard Goodroe
Gloria Portero – CEO & Director
Jacobo Díaz – Chief Monetary Officer
Convention Name Members
Francisco Riquel Correa – Alantra Companions, S.A.
Borja Ramirez Segura – Citigroup Inc., Analysis Division
Ignacio Ulargui – BNP Paribas Exane, Analysis Division
Carlos Peixoto – Banco BPI, S.A., Analysis Division
Ignacio Cerezo Olmos – UBS Funding Financial institution, Analysis Division
Alvaro de Tejada – Morgan Stanley, Analysis Division
Maksym Mishyn – JB Capital Markets, Sociedad de Valores, S.A., Analysis Division
Pablo de la Torre Cuevas – RBC Capital Markets, Analysis Division
Britta Schmidt – Bernstein Autonomous LLP
Hugo Moniz Marques Da Cruz – Keefe, Bruyette, & Woods, Inc., Analysis Division
Fernando Gil de Santivañes d´Ornellas – Intesa Sanpaolo Fairness Analysis
Presentation
Laurie Shepard Goodroe
Good morning to all, and thanks for becoming a member of this earnings name for the third quarter of 2025. Monetary statements had been posted with market authorities early this morning, and all supplies could be discovered on our company web site. Please check with the disclaimer on this presentation and be aware that this name is being recorded.
At the moment, we’re joined by our Chief Government Officer, Gloria Ortiz; and Chief Monetary Officer, Jacobo Diaz.
Gloria Portero
CEO & Director
Thanks, Laurie. Good morning to all, and welcome to this third quarter 2025 outcomes presentation. Since we final met in July, many issues have occurred. The tariff battle between the European Union and the USA has been resolved. The Israel Gaza battle appears for now to have reached its finish. We discovered the outcomes of the BBVA Sabadell takeover bid final Thursday and rates of interest have bottomed because the European Central Financial institution has ended price cuts with inflation aligned with its targets.
Moreover, the EBA stress assessments had been printed on August 1, through which Bankinter is once more