Jiayin Group Inc. (JFIN) Q2 2025 Earnings Name Transcript

Jiayin Group Inc. (NASDAQ:JFIN) Q2 2025 Earnings Convention Name August 20, 2025 8:00 AM ET

Firm Members

Chunlin Fan – Chief Monetary Officer
Dinggui Yan – Founder, Chairman & CEO
Yifang Xu – Chief Danger Officer & Director

Convention Name Members

Yuxuan Chen – Huatai Securities Co., Ltd., Analysis Division

Operator

Good day, women and gents. Thanks for standing by, and welcome to the Jiayin Group’s Second Quarter 2025 Earnings Convention Name.

[Operator Instructions] As a reminder, we’re recording in the present day’s name. When you’ve got any objections, you might disconnect presently.

I’ll now flip the decision over to [ Mr. Sam Lee ] from Investor Relations of Jiayin Group. Please proceed.

Unidentified Firm Consultant

Thanks, operator. Whats up, everybody. Thanks all for becoming a member of us in the present day — on in the present day’s convention name to debate Jiayin Group’s monetary outcomes for the second quarter of 2025. We launched our earnings outcomes earlier in the present day. The press launch is offered on the corporate’s web site in addition to from Newswire providers.

On the decision with me in the present day are Mr. Yan Dinggui, Chief Govt Officer; Mr. Fan Chunlin, Chief Monetary Officer; and Ms. Xu Yifang, Chief Danger Officer.

Earlier than we proceed, please word that in the present day’s dialogue will comprise forward-looking statements made underneath the protected harbor provisions of the U.S. Non-public Securities Litigation Reform Act of 1995. Ahead-looking statements contain inherent dangers and uncertainties. As such, the corporate’s precise outcomes could also be materially completely different from the expectations expressed in the present day. Additional info concerning these and different dangers and uncertainties is included within the firm’s public filings with the SEC. The corporate doesn’t assume any obligation to replace any forward-looking statements, besides as required underneath relevant legislation.

Additionally, this name contains dialogue of sure non-GAAP monetary measures. Please discuss with our earnings launch, which comprises a reconciliation of