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Yiren Digital Ltd. (YRD) This fall 2024 Earnings Name Transcript

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Yiren Digital Ltd. (NYSE:YRD) This fall 2024 Earnings Convention Name March 20, 2025 8:00 AM ET

Firm Individuals

Ning Tang – Founder, Chairman, Chief Government Officer
Yuning Feng – Chief Monetary Officer
Keyao He – Investor Relations

Convention Name Individuals

Operator

Good day, and welcome to the Yiren Digital Fourth Quarter and Fiscal Yr 2024 Earnings Convention Name. All contributors can be in a listen-only mode. [Operator Instructions]. After as we speak’s presentation, there can be a chance to ask questions. [Operator Instructions]. Please observe, this occasion is being recorded.

I’d now like to show the convention name over to Ms. Keyao He. The ground is yours, ma’am.

Keyao He

Thanks, operator. Good morning and good night, everybody. In the present day’s name options the presentation by the Founder, Chairman, and CEO of Credit score Ease; our CEO, Mr. Ning Tang; and our CFO, Mr. Yuning Feng. There can be Q&A session after the ready remarks.

Earlier than starting, we would prefer to remind you that discussions throughout this name include forward-looking statements made underneath the Protected Harbor provision of U.S. Federal Safety Litigation

Reform Act of 1995. Such statements are topic to danger, uncertainties, and elements that may trigger precise outcomes to vary materially from these contained in any such statements.

Additional info concerning such dangers, uncertainties, or elements is included in our submitting with the U.S. Securities and Trade Fee. We don’t undertake any obligation to replace any forward-looking statements as required underneath the related legal guidelines.

Throughout the name, we can be referring to sure non-GAAP monetary measures and supplemental measures to assessment and assess our working efficiency. These non-GAAP monetary measures usually are not supposed to be thought-about in isolation, or as an alternative to the monetary info ready and introduced in accordance with U.S. GAAP.

For details about these non-GAAP measures and reconciliations

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