Peoples Bancorp Inc. (PEBO) This autumn 2025 Earnings Name Transcript

Operator

Good morning, and welcome to Peoples Bancorp Inc.’s convention name. My identify is Gary, and I might be your convention facilitator. At present’s name will cowl a dialogue of the outcomes of operations for the quarter and monetary yr ended December 31, 2025. [Operator Instructions] This name can also be being recorded. [Operator Instructions] Please be suggested that the commentary on this name will comprise projections or different forward-looking statements concerning Peoples’ future monetary efficiency or future occasions. These statements are primarily based on administration’s present expectations. The statements on this name, which aren’t historic the truth is, are forward-looking statements and contain numerous dangers and uncertainties detailed in Peoples’ Securities and Alternate Fee filings. Administration believes that forward-looking statements made throughout this name are primarily based on cheap assumptions throughout the bounds of their data of Peoples’ enterprise and operations.

Nonetheless, it’s attainable precise outcomes might differ materially from these forward-looking statements. Peoples disclaims any accountability to replace these forward-looking statements after this name, besides as could also be required by relevant authorized necessities. Peoples’ fourth quarter 2025 earnings launch and earnings convention name presentation had been issued this morning and can be found at peoplesbancorp.com underneath Investor Relations. A reconciliation of the non-generally accepted accounting ideas or GAAP monetary measures mentioned throughout this name to