Most Costly Engagement Rings in Hollywood (and How A lot to Save to Purchase Them)
Grace Kelly’s Cartier diamond. Mariah Carey’s 35-carat sparkler. Kim Kardashian’s flawless cushion-cut stone.
These aren’t simply engagement rings—they’re symbols of jaw-dropping wealth. Grace Kelly’s ring alone is valued at almost $39 million.
And recently, celeb rings have been everywhere in the headlines once more. Taylor Swift’s engagement ring sparked large buzz this 12 months, and Georgina Rodríguez’s large diamond from Cristiano Ronaldo additionally made waves. However right here’s the factor: whereas gorgeous, each rings are literally far cheaper than the record-breakers on our checklist. Taylor’s is estimated at round $550,000, and Georgina’s at about $5 million—spectacular, however nowhere close to Grace Kelly’s historic $39 million Cartier masterpiece.
That’s why we determined to run this enjoyable thought experiment: Should you’re 30 years previous at this time and need to construct sufficient wealth by 65 to afford certainly one of these iconic rings—or the rest in your dream checklist, like a home, a visit around the globe, or perhaps a yacht—how a lot would it is advisable make investments every month?
Sounds loopy—nevertheless it’s really the proper strategy to perceive how a lot constant investing can construct over time.
Step 1: Why We Assume 7%
We’re assuming a 7% annual return—barely beneath the inventory market’s long-term common of 10%—to account for inflation and taxes. Monetary planners typically use this quantity when working long-term projections.
That’s what we’ll use right here.
Step 2: The Energy of Compounding
Compounding is what occurs when your cash earns returns, after which these returns themselves begin incomes returns.
Consider it like a snowball rolling down a hill: it begins small, however the longer it rolls, the larger it will get.
By investing month-to-month, you’re giving your cash the utmost probability to compound over a long time.
Step 3: Greenback-Value Averaging (Why Month-to-month Beats “Excellent Timing”)
Should you make investments a set quantity each month, you naturally purchase extra when costs are low and fewer when costs are excessive. That is referred to as dollar-cost averaging, and it protects you from the unattainable process of making an attempt to “time the market.”
Consistency beats perfection.
The Movie star Ring Worth Tags 💍
Earlier than we dive into the numbers, consider: the precise worth of those rings is unattainable to know. The values beneath are based mostly on estimates from jewelers and media studies. Movie star diamonds aren’t traded on the open market—so deal with these because the greatest guesses from specialists.
And sure, an image is value a thousand carats—so listed here are the icons themselves:
- Grace Kelly – $38.8M (10.47-carat Cartier diamond)
2. Mariah Carey – $10M (35-carat emerald-cut diamond)
3. Elizabeth Taylor – $8.8M (33.19-carat Krupp diamond)
4. Kim Kardashian – $8M (20-carat cushion-cut from Kanye West)
5. Beyoncé – $5M (18-carat emerald-cut flawless diamond from Jay-Z)
Honorable Mentions: Jennifer Lopez ($5–7M), Georgina Rodríguez ($5M), Taylor Swift (round $550K).
How A lot You’d Must Make investments Month-to-month (Beginning at 30)
With 35 years of compounding at 7%:
| Movie star Ring | Worth Tag | Month-to-month Funding Wanted |
|---|---|---|
| Grace Kelly | $38.8M | $12,500/month |
| Jackie Kennedy | $20M | $6,450/month |
| Mariah Carey | $10M | $3,225/month |
| Elizabeth Taylor | $8.8M | $2,840/month |
| Kim Kardashian | $8M | $2,580/month |
| Beyoncé | $5M | $1,610/month |
| J.Lo | $6M | $1,935/month |
| Georgina Rodríguez | $5M | $1,610/month |
| Taylor Swift | $550K | $175/month |
Step 4: The Actual Lesson
In fact, the purpose right here isn’t to plan your retirement round shopping for Grace Kelly’s Cartier diamond. The actual takeaway is knowing what constant investing can do for your future targets.
Right here’s what this train teaches us:
- Time is your greatest good friend. At 30, you continue to have 35 years to develop your cash. That’s loads of time for compounding to work its magic. Even in the event you really feel “late,” beginning now makes an enormous distinction.
- Consistency beats perfection. You don’t want to attend for the “good” market second. Investing month-to-month—by way of market ups and downs—provides up over a long time.
- Small steps nonetheless depend. Perhaps you possibly can’t put aside hundreds per thirty days, however even $200–$300 a month might develop into lots of of hundreds by retirement. That might imply monetary freedom, journey, or serving to your youngsters with faculty.
- Your targets don’t need to be flashy. For us, the rings are only a metaphor. Change “diamond” with “dream house,” “early retirement,” or “world journey fund.” The identical math applies.
- The sooner you begin, the simpler it’s. Somebody who begins at 25 might contribute a lot much less every month and nonetheless attain the identical totals as somebody beginning at 35 or 40. However in the event you’re beginning at 30—excellent news—it’s not too late.
- It’s about freedom, not issues. The actual reward isn’t a diamond—it’s the liberty to say sure to the life you need with out monetary stress.
Ultimate Phrase
Movie star engagement rings are enjoyable to gawk at—however they’re additionally a reminder of simply how highly effective constant investing will be. At 30, you would possibly really feel such as you’ve already missed the boat. You haven’t. The reality is:
Begin now. Be constant. Let compounding work.
Who is aware of—by 65, chances are you’ll not have Grace Kelly’s Cartier masterpiece in your finger, however you’ll have one thing even higher: the monetary freedom to say sure to the life you need.
New to the inventory market? Wall Road Survivor offers you $100,000 in digital cash to observe buying and selling in our real-time investing simulator. Plus, our free inventory market programs will enable you to begin investing the suitable method.
And in the event you’re able to discover additional, try our publication rankings beneath to see which service can information your subsequent steps.
Rating of High Inventory Newsletters Primarily based on Final 3 Years of Inventory Picks as of August 16, 2025
We’re paid subscribers to dozens of inventory and choice newsletters. We actively observe each suggestion from all of those providers, calculate efficiency, and share our outcomes of the highest performing inventory newsletters whose subscriptions charges are beneath $500. The principle metric to search for is “Return vs SP500” which is their return above that of the S&P500. So, based mostly on August 16, 2025 costs:
Finest Inventory Newsletters
| Rank | Inventory E-newsletter | Picks Return | Return vs SP500 | Picks w Revenue | Max % Return | Present Promotion |
|---|---|---|---|---|---|---|
| 1. |  Alpha Picks | 74.7% | 51.1% | 78% | 969% | Sept, 2025 Promotion: Save $50 |
| Abstract: 2 picks/month based mostly on Searching for Alpha’s Quant Score; Retail Worth is $499/yr. See full particulars and evaluation in our Alpha Picks Evaluation. | ||||||
| 2. |  Moby.co | 52.5% | 18.1% | 73% | 2,406% | Sept, 2025 Promotion:Subsequent decide free! |
| Abstract: 60-150 inventory picks per 12 months, segmented by trade; Retail Worth is $199/yr. Learn our Moby Evaluation. | ||||||
| 3. |  Zacks High 10 | 33.0% | 15.1% | 73% | 170% | Sept, 2025 Promotion:$1, then $495/yr |
| Abstract: 10-25 inventory picks per 12 months based mostly on Zacks’ Quant Score; Retail Worth is $495/yr. Learn our Zacks Evaluation. | ||||||
| 4. |  TipRanks SmartInvestor | 18.6% | 7.6% | 65% | 386% | Present Promotion: Save $180 |
| Abstract: About 1 decide/week specializing in brief time period trades; Lifetime common return of 355% vs S&P500’s 149% since 2015. Retail Worth is $379/yr. Learn our TipRanks Evaluation. | ||||||
| 5. |  Inventory Advisor | 41.7% | 6.1% | 76% | 299% | Sept, 2025 Promotion: Get $100 Off |
| Abstract: 2 picks/month and a couple of Finest Purchase Shares lists specializing in excessive progress potential shares over 5 years; Retail Worth is $199/yr. Learn our Motley Idiot Evaluation. | ||||||
| 6. |  Motion Alerts Plus | 25.9% | 4.9% | 65% | 210% | Present Promotion: None |
| Abstract: 100-150 trades per 12 months, plenty of shopping for and promoting and short-term trades. Learn our Jim Cramer Evaluation. | ||||||
| 7. | Rule Breakers | 35.6% | 1.2% | 78% | 273% | Present Promotion: Save $200 |
| Abstract: 2 picks/month specializing in disruptive know-how and enterprise fashions; Lifetime common return of 355% vs S&P500’s 149% since 2005; Now a part of Motley Idiot Epic. Learn our Motley Idiot Epic Evaluation. | ||||||
| 8. | Zacks Dwelling Run Investor | 3.5% | -1.3% | 44% | 200% | Sept, 2025 Promotion:$1, then $495/yr |
| Abstract: 40-50 inventory picks per 12 months based mostly on Zacks’ Quant Score; Retail Worth is $495/yr. Learn our Zacks Evaluation. | ||||||
| 9. | IBD Leaderboard ETF | 11.4% | -1.8% | n/a | n/a | Sept, 2025 Promotion:Save $129/yr |
| Abstract: Maintains prime 50 shares to spend money on based mostly on IBD algorithm; Retail Worth is $495/yr. Learn our Traders Enterprise Each day. | ||||||
| 10. | Inventory Advisor Canada | 23.5% | -4.6% | 69% | 378% | Sept, 2025 Promotion: Save $100 |
| Abstract: 1 decide/month from the Toronto inventory change; Retail Worth is CD$199/yr. Learn our Motley Idiot Canada Inventory Advisor Evaluation. | ||||||
| High Rating Inventory Newsletters based mostly on their 2024, 2023, 2022 inventory picks’ efficiency as in comparison with S&P500. S&P500’s return relies on common return of S&P500 from date every inventory decide is launched. NOTE: To get these outcomes you could purchase equal greenback quantities of every decide on the date the inventory decide is launched. Investor Enterprise Each day High 50 based mostly on efficiency of FFTY ETF. Efficiency as of August 16, 2025. | ||||||
