Credicorp Ltd. (BAP) Q2 2025 Earnings Name Transcript

Credicorp Ltd. (NYSE:BAP) Q2 2025 Earnings Convention Name August 15, 2025 10:30 AM ET

Firm Contributors

Alejandro Perez-Reyes Zarak – Chief Monetary Officer
Cesar Rios Briceno – Chief Threat Officer
Francesca Raffo Paine – Chief Innovation Officer
Gianfranco Piero Dario Ferrari de Las Casas – Chief Government Officer
Milagros Cigüeñas – Head of Investor Relations

Convention Name Contributors

Alonso Acuna Aramburú – Banco BTG Pactual S.A., Analysis Division
Andres Soto – Santander Funding Securities Inc., Analysis Division
Brian Flores – Citigroup Inc., Analysis Division
Carlos Gomez-Lopez – HSBC International Funding Analysis
Lindsey Marie Shema – Goldman Sachs Group, Inc., Analysis Division
Renato Meloni – Bernstein Autonomous LLP
Yuri Rocha Fernandes – JPMorgan Chase & Co, Analysis Division

Operator

Good morning, everybody. I want to welcome you to the Credicorp Restricted Second Quarter 2025 Convention Name. A slide presentation will accompany at present’s webcast, which is obtainable within the Buyers part of Credicorp’s web site. At present’s convention name is being recorded. [Operator Instructions]

Now it’s my pleasure to show the convention over to Credicorp’s IRO, Milagros Cigüeñas. You might start.

Milagros Cigüeñas

Good morning. Thanks, and good morning, everybody. Talking on at present’s name can be Gianfranco Ferrari, our Chief Government Officer; and Alejandro Perez-Reyes, our Chief Monetary Officer. Taking part within the Q&A session will even be Francesca Raffo, Chief Innovation Officer; Cesar Rios, Chief Threat Officer; Diego Cavero, Head of Common Banking; Cesar Rivera, CFO of Insurance coverage and Pensions; and Rocio Benavides, Mibanco Chief Monetary Officer.

Earlier than we proceed, I want to make the next protected harbor assertion. At present’s name will include forward-looking statements, that are primarily based on administration’s present expectations and beliefs and are topic to a variety of dangers and uncertainties. And I refer you to the forward-looking statements part of our earnings launch and up to date filings with the SEC. We assume